TTR Pension Strategies

The TTR Pension Strategy, basically means you adjust your income in such a way that you retain the same amount of take home money but it will now come from a more tax effective source, the following are two examples of the strategy in action.

The first case is for a client between 55 and 60 years of age.




While the second case if for a client over the age of 60.




It is very highly recommended that you speak to us at A2Z Finance Solutions (A2Z) before attempting any TTR Pension Strategy as it can cause more problems than its worth.



The illustrations above are based on the Tax rates and limits applying for the year 2013/14 (Income tax includes the low-income tax offset and the Medicare levy). The superannuation guarantee is 9.5% and, the concessional contribution limit of $35,000 per annum (up to 30 June 2015) applies; it's for a full-time employee. Source: Russell Investments.