As a mortgage broker we have access to a wide range of lenders and home loan products. We help you sort through the many options of loan types, home loan rates and product features available. We narrow down the options to find the products suitable for your circumstances.

With much of the home loans advertising viewable in the marketplace it could be assumed that the home loan interest rate is the most important factor. Whilst mortgage rates are certainly a vital element in the end decision, there are many more factors worth considering.

Slightly higher interest rates are often preferable when they provide access to other home loans features, such as redraw or other facility. The choice of mortgage lender may have a bearing on turnaround times for arranging your loan. Importantly, your financial situation may bias the selection of home loan products towards a particular set of lenders.

These are all factors considered by your mortgage broker when providing suitable options to you. Unfortunately, they are not factors often considered when walking directly into a bank branch.